@font-face {
  font-family: "Nunito";
  src: url("assets/fonts/Nunito-Variable.ttf") format("truetype");
  font-weight: 200 1000;
  font-display: swap;
}

@font-face {
  font-family: "Inter";
  src: url("assets/fonts/Inter-Variable.ttf") format("truetype");
  font-weight: 100 900;
  font-display: swap;
}

@font-face {
  font-family: "JetBrains Mono";
  src: url("assets/fonts/JetBrainsMono-Variable.ttf") format("truetype");
  font-weight: 100 800;
  font-display: swap;
}

:root {
  --ink: #0B1F2A;
  --paper: #ffffff;
  --sand: #F4EFE6;
  --ground: #FBF8F3;
  --soft: #E8E1D4;
  --mid: #D6CDBC;
  --muted: #6B635A;
  --line: #D6CDBC;
  --teal: #0E7C7B;
  --teal-deep: #0A5D5C;
  --aqua: #7FE0D4;
  --ember: #C1440E;
  --ember-dark: #A23A0C;
  --radius-card: 14px;
  --radius-control: 10px;
  --radius-sheet: 20px;
  --shadow: 0 18px 40px rgba(11, 31, 42, 0.14);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--sand);
  font-family: "Inter", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
}
button, input, select, textarea { font: inherit; }
a { color: inherit; }
img { display: block; max-width: 100%; }
main:focus { outline: none; }
p { margin: 0 0 1rem; }
h1, h2, h3, h4 {
  margin: 0;
  font-family: "Nunito", Arial, sans-serif;
  line-height: 0.98;
  letter-spacing: -0.035em;
  text-wrap: balance;
  text-align: left;
}
h1 { font-size: clamp(3.1rem, 7.5vw, 7.2rem); font-weight: 780; }
h2 { font-size: clamp(2.2rem, 5vw, 4.6rem); font-weight: 760; }
h3 { font-size: clamp(1.3rem, 2vw, 1.8rem); font-weight: 730; }

.skip-link { position: fixed; left: 1rem; top: -10rem; z-index: 100; background: var(--ink); color: var(--paper); padding: .75rem 1rem; }
.skip-link:focus { top: 1rem; }
.shell { width: min(1200px, calc(100% - 40px)); margin-inline: auto; }
.site-header { position: sticky; top: 0; z-index: 30; border-bottom: 1px solid rgba(107, 99, 90, .22); background: rgba(244, 239, 230, .96); backdrop-filter: blur(14px); }
.header-inner { min-height: 88px; display: grid; grid-template-columns: 172px 1fr auto; gap: 2rem; align-items: center; }
.brand img { width: 164px; }
.site-nav { display: flex; align-items: center; justify-content: center; gap: clamp(.8rem, 1.7vw, 1.75rem); }
.site-nav a, .phone-link, .nav-dropdown-button { text-decoration: none; font-size: .91rem; font-weight: 600; white-space: nowrap; }
.site-nav a:hover, .site-nav a:focus, .phone-link:hover { color: var(--teal-deep); text-decoration: underline; text-underline-offset: 5px; }
.nav-dropdown { position: relative; }
.nav-dropdown-button { display: flex; align-items: center; gap: .35rem; padding: .7rem 0; border: 0; background: transparent; color: var(--ink); cursor: pointer; }
.nav-dropdown-button span { display: inline-block; font-size: 1rem; line-height: 1; transition: transform .2s ease; }
.nav-dropdown-button[aria-expanded="true"] span { transform: rotate(180deg); }
.nav-dropdown-menu { position: absolute; top: calc(100% + 14px); left: 50%; width: 350px; padding: .65rem; border: 1px solid var(--line); border-radius: var(--radius-card); background: var(--ground); box-shadow: var(--shadow); opacity: 0; visibility: hidden; transform: translate(-50%, -8px); transition: opacity .18s ease, transform .18s ease, visibility .18s ease; }
.nav-dropdown-menu::before { content: ""; position: absolute; left: 0; right: 0; top: -15px; height: 15px; }
.nav-dropdown:hover .nav-dropdown-menu, .nav-dropdown:focus-within .nav-dropdown-menu, .nav-dropdown.open .nav-dropdown-menu { opacity: 1; visibility: visible; transform: translate(-50%, 0); }
.nav-dropdown:hover .nav-dropdown-button span, .nav-dropdown:focus-within .nav-dropdown-button span, .nav-dropdown.open .nav-dropdown-button span { transform: rotate(180deg); }
.nav-dropdown-menu a { display: grid; gap: .15rem; padding: .75rem .85rem; border-radius: 8px; }
.nav-dropdown-menu a:hover, .nav-dropdown-menu a:focus { background: var(--sand); color: var(--teal-deep); text-decoration: none; }
.nav-dropdown-menu span { font-weight: 750; }
.nav-dropdown-menu small { color: var(--muted); font-size: .72rem; font-weight: 400; }
.header-actions { display: flex; align-items: center; gap: 1rem; }
.menu-button { display: none; border: 1px solid var(--ink); border-radius: 999px; background: none; padding: .55rem .9rem; }

.button { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: .75rem 1.2rem; border: 1px solid var(--ember); border-radius: var(--radius-control); background: var(--ember); color: var(--paper); text-decoration: none; font-weight: 700; cursor: pointer; box-shadow: 0 8px 20px rgba(193, 68, 14, .18); transition: transform .2s ease, background .2s ease, box-shadow .2s ease; }
.button:hover, .button:focus-visible { background: var(--ember-dark); border-color: var(--ember-dark); transform: translateY(-2px); box-shadow: 0 12px 24px rgba(193, 68, 14, .24); }
.button-small { min-height: 42px; padding: .55rem .9rem; }
.button-ghost { color: var(--ink); background: transparent; border-color: var(--ink); box-shadow: none; }
.button-ghost:hover, .button-ghost:focus-visible { color: var(--sand); background: var(--ink); border-color: var(--ink); box-shadow: none; }
.hero .button-ghost, .page-hero .button-ghost { color: var(--sand); border-color: rgba(244, 239, 230, .7); }
.hero .button-ghost:hover, .page-hero .button-ghost:hover { color: var(--ink); background: var(--sand); border-color: var(--sand); }
.text-link { color: var(--teal-deep); font-weight: 700; text-underline-offset: 4px; }

.hero { position: relative; min-height: 680px; padding: 82px 0 0; overflow: hidden; border-bottom: 1px solid rgba(244, 239, 230, .12); background: var(--ink); color: var(--sand); }
.hero::after { content: ""; position: absolute; width: 330px; height: 280px; right: 5vw; bottom: 74px; background: url("assets/brand/fintank-mark-reversed.svg") center / contain no-repeat; opacity: .075; pointer-events: none; }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.3fr .7fr; gap: clamp(3rem, 8vw, 8rem); align-items: center; }
.eyebrow { margin-bottom: 1.4rem; color: var(--teal-deep); font-size: .74rem; line-height: 1; letter-spacing: .14em; text-transform: uppercase; font-weight: 800; }
.hero .eyebrow, .section-dark .eyebrow, .result-panel .eyebrow, .trust-strip .eyebrow { color: var(--aqua); }
.hero-copy { max-width: 830px; }
.hero-copy .lede { max-width: 650px; margin-top: 2rem; font-size: clamp(1.08rem, 1.5vw, 1.28rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: .9rem; margin-top: 2rem; }
.hero-side { border-top: 1px solid rgba(244, 239, 230, .35); padding-top: 1.5rem; }
.stat { padding: 1.2rem 0; border-bottom: 1px solid rgba(244, 239, 230, .18); }
.number { display: block; font-family: "JetBrains Mono", monospace; font-size: clamp(2rem, 3.5vw, 3.4rem); line-height: 1; letter-spacing: -.06em; }
.proof-symbol { display: block; color: var(--aqua); font-family: "JetBrains Mono", monospace; font-size: clamp(1.6rem, 2.8vw, 2.6rem); line-height: 1; letter-spacing: -.06em; }
.stat-label { display: block; margin-top: .45rem; color: #A9B7BE; font-size: .88rem; }
.partner-rail { position: relative; z-index: 2; width: min(1240px, calc(100% - 32px)); display: grid; grid-template-columns: 1fr; gap: 1rem; margin: 44px auto 20px; padding: 20px 0 22px; overflow: hidden; border: 1px solid rgba(255, 255, 255, .52); border-radius: 24px; background: rgba(244, 239, 230, .76); color: var(--ink); box-shadow: inset 0 1px 0 rgba(255,255,255,.7), 0 18px 45px rgba(0, 12, 20, .22); backdrop-filter: blur(22px) saturate(145%); -webkit-backdrop-filter: blur(22px) saturate(145%); }
.partner-rail p { margin: 0; font-family: "Nunito", Arial, sans-serif; font-size: clamp(1.05rem, 1.5vw, 1.35rem); line-height: 1.1; letter-spacing: -.02em; text-transform: lowercase; text-align: center; font-weight: 800; }
.partner-window { overflow: hidden; mask-image: linear-gradient(to right, transparent, black 5%, black 95%, transparent); }
.partner-track { width: max-content; display: flex; animation: partner-scroll 63.333s linear infinite; }
.partner-set { display: flex; align-items: center; }
.partner-logo { width: 190px; height: 58px; display: grid; place-items: center; padding: 0 1.5rem; }
.partner-logo img { width: 100%; max-width: 145px; max-height: 42px; object-fit: contain; filter: saturate(.9); }
.partner-logo > span { display: none; color: var(--muted); font-family: "Nunito", Arial, sans-serif; font-size: .9rem; font-weight: 800; text-align: center; }
.partner-track:hover { animation-play-state: paused; }
@keyframes partner-scroll { to { transform: translateX(-50%); } }

.section { padding: clamp(72px, 9vw, 132px) 0; }
.section-soft { background: var(--ground); }
.section-dark { position: relative; overflow: hidden; background: var(--ink); color: var(--sand); }
.section-head { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; margin-bottom: 3.5rem; align-items: end; }
.section-head > div, .section-head .eyebrow, .section-head h2, .page-hero .eyebrow, .page-hero h1 { text-align: left; }
.section-head p { max-width: 570px; margin: 0; justify-self: end; }
.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.2rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.2rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1.2rem; }
.service-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1rem; }
.service-grid .card { min-height: 330px; }
.card { min-height: 260px; display: flex; flex-direction: column; padding: clamp(1.35rem, 3vw, 2.25rem); border: 1px solid var(--line); border-radius: var(--radius-card); background: rgba(255, 255, 255, .76); box-shadow: 0 1px 2px rgba(11, 31, 42, .06); transition: transform .24s ease, box-shadow .24s ease, border-color .24s ease; }
.card:hover { transform: translateY(-4px); border-color: #B3A899; box-shadow: 0 16px 34px rgba(11, 31, 42, .09); }
.card h3 { margin-bottom: 1rem; }
.card p { color: var(--muted); }
.card .text-link { margin-top: auto; }
.card-top { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 2.7rem; }
.card-index { display: inline-block; color: var(--muted); font-family: "JetBrains Mono", monospace; font-size: .78rem; }
.brand-icon { width: 52px; height: 52px; display: inline-grid; place-items: center; flex: 0 0 auto; border-radius: 14px; background: var(--sand); color: var(--teal); }
.brand-icon svg { width: 25px; height: 25px; }
.brand-icon.icon-on-dark { width: 40px; height: 40px; margin-bottom: 1rem; border: 1px solid rgba(244, 239, 230, .14); background: rgba(244, 239, 230, .06); color: var(--aqua); }
.brand-icon.icon-on-dark svg { width: 21px; height: 21px; }
.card-dark { background: var(--ink); color: var(--sand); border-color: rgba(244, 239, 230, .14); }
.card-dark p { color: #A9B7BE; }

.trust-strip { background: var(--ink); color: var(--sand); }
.trust-grid { min-height: 132px; display: grid; grid-template-columns: 1.2fr repeat(3, 1fr); align-items: center; gap: 2rem; }
.trust-title { color: var(--aqua); font-family: "Nunito"; font-size: clamp(1.2rem, 1.8vw, 1.8rem); line-height: 1.04; font-weight: 750; }
.trust-item { min-height: 132px; display: grid; grid-template-rows: auto auto auto; place-content: center; justify-items: center; border-left: 1px solid rgba(244, 239, 230, .14); padding: 1.35rem 1rem; text-align: center; }
.trust-item strong { display: block; font-family: "Nunito", Arial, sans-serif; font-size: clamp(1.25rem, 2vw, 1.8rem); line-height: 1; letter-spacing: -.035em; }
.trust-item > span:not(.brand-icon) { display: block; width: 100%; margin-top: .4rem; color: #A9B7BE; font-size: .75rem; text-align: center; }

.reviews-section { padding-top: clamp(56px, 7vw, 92px); padding-bottom: 0; }
.reviews-panel { position: relative; overflow: hidden; display: grid; grid-template-columns: 1.25fr .75fr; gap: 3rem; align-items: center; padding: clamp(2rem, 5vw, 4.5rem); border: 1px solid var(--line); border-radius: var(--radius-sheet); background: var(--paper); box-shadow: 0 22px 60px rgba(11, 31, 42, .08); }
.reviews-panel::after { content: "★★★★★"; position: absolute; right: -2rem; bottom: -2.5rem; color: rgba(14, 124, 123, .05); font-family: "Nunito", Arial, sans-serif; font-size: clamp(6rem, 13vw, 12rem); line-height: 1; letter-spacing: -.08em; pointer-events: none; }
.reviews-copy { position: relative; z-index: 1; max-width: 700px; }
.reviews-copy p:last-child { max-width: 580px; margin-top: 1.5rem; color: var(--muted); }
.review-action { position: relative; z-index: 1; display: grid; justify-items: start; gap: .8rem; padding-left: 2rem; border-left: 1px solid var(--line); }
.google-word { font-family: "Inter", Arial, sans-serif; font-size: 1.2rem; font-weight: 700; }
.review-stars { color: #F5A623; font-size: 1.5rem; letter-spacing: .12em; }
.testimonials-section { padding-top: clamp(56px, 7vw, 92px); padding-bottom: clamp(56px, 7vw, 92px); }
.testimonial-stage { padding: clamp(1.5rem, 4vw, 3rem); overflow: hidden; border-radius: var(--radius-sheet); background: var(--ink); color: var(--sand); box-shadow: 0 22px 60px rgba(11, 31, 42, .12); }
.testimonial-heading { display: flex; justify-content: space-between; align-items: end; gap: 2rem; margin-bottom: 2rem; }
.testimonial-heading .eyebrow { color: var(--aqua); }
.testimonial-heading h2 { max-width: 620px; }
.testimonial-controls { display: flex; gap: .55rem; }
.testimonial-controls button { width: 46px; height: 46px; border: 1px solid rgba(244,239,230,.24); border-radius: 50%; background: rgba(244,239,230,.06); color: var(--sand); cursor: pointer; transition: transform .2s ease, background .2s ease, color .2s ease; }
.testimonial-controls button:hover, .testimonial-controls button:focus-visible { color: var(--ink); background: var(--aqua); transform: translateY(-2px); }
.testimonial-scroller { display: grid; grid-auto-flow: column; grid-auto-columns: minmax(320px, calc((100% - 2rem) / 3)); gap: 1rem; overflow-x: auto; padding-bottom: .4rem; scroll-snap-type: x mandatory; scrollbar-width: none; }
.testimonial-scroller::-webkit-scrollbar { display: none; }
.testimonial-card { position: relative; min-height: 360px; display: flex; flex-direction: column; padding: clamp(1.4rem, 3vw, 2rem); overflow: hidden; border: 1px solid rgba(244,239,230,.16); border-radius: 18px; background: linear-gradient(145deg, rgba(127,224,212,.11), rgba(244,239,230,.035)); scroll-snap-align: start; }
.testimonial-card::before { content: "“"; position: absolute; right: 1.25rem; top: .2rem; color: rgba(127,224,212,.12); font-family: Georgia, serif; font-size: 7rem; line-height: 1; }
.testimonial-rating { position: relative; z-index: 1; color: var(--aqua); letter-spacing: .12em; }
.testimonial-card blockquote { position: relative; z-index: 1; margin: 2rem 0; color: #E4DDD1; font-size: .98rem; line-height: 1.75; }
.testimonial-card footer { display: grid; gap: .2rem; margin-top: auto; padding-top: 1.2rem; border-top: 1px solid rgba(244,239,230,.18); }
.testimonial-card footer strong { font-family: "Nunito", Arial, sans-serif; font-size: 1.25rem; }
.testimonial-card footer span { color: #A9B7BE; font-size: .8rem; }

.page-hero { position: relative; overflow: hidden; padding: clamp(80px, 10vw, 150px) 0 82px; border-bottom: 1px solid rgba(244, 239, 230, .12); background: var(--ink); color: var(--sand); }
.page-hero::after { content: ""; position: absolute; width: 300px; height: 250px; right: 6vw; top: 50%; background: url("assets/brand/fintank-mark-reversed.svg") center / contain no-repeat; opacity: .065; transform: translateY(-50%); pointer-events: none; }
.page-hero .shell { position: relative; z-index: 1; }
.page-hero h1 { max-width: 1000px; }
.page-hero p { max-width: 670px; margin-top: 2rem; color: #E4DDD1; font-size: 1.16rem; }
.page-hero .eyebrow { color: var(--aqua); }
.breadcrumbs { margin-bottom: 2.5rem; font-size: .76rem; text-transform: uppercase; letter-spacing: .12em; }
.breadcrumbs, .breadcrumbs a { color: #A9B7BE; }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(3rem, 8vw, 8rem); align-items: start; }
.prose { max-width: 700px; }
.prose h2 { margin: 3.5rem 0 1.3rem; font-size: clamp(2rem, 4vw, 3.2rem); }
.prose h2:first-child { margin-top: 0; }
.prose h3 { margin: 2rem 0 .8rem; }
.prose p, .prose li { color: #1B333F; }
.clean-list { list-style: none; padding: 0; margin: 0; }
.clean-list li { padding: .9rem 0; border-bottom: 1px solid var(--line); }
.tick-list { padding: 0; list-style: none; }
.tick-list li { position: relative; padding: .8rem 0 .8rem 2rem; border-bottom: 1px solid var(--line); }
.tick-list li::before { content: "✓"; position: absolute; left: 0; font-weight: 800; }

.tool-layout { display: grid; grid-template-columns: 1.05fr .95fr; gap: 1.2rem; align-items: stretch; }
.tool-panel, .result-panel { padding: clamp(1.4rem, 3vw, 2.5rem); border: 1px solid var(--line); border-radius: var(--radius-sheet); }
.tool-panel { background: rgba(255, 255, 255, .62); box-shadow: 0 8px 24px rgba(11, 31, 42, .05); }
.result-panel { position: relative; overflow: hidden; border-top: 4px solid var(--aqua); background: var(--ink); color: var(--sand); display: flex; flex-direction: column; justify-content: space-between; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.field { display: grid; gap: .4rem; }
.field-wide { grid-column: 1 / -1; }
label, legend { font-size: .82rem; font-weight: 700; }
input, select, textarea { width: 100%; min-height: 50px; padding: .7rem .85rem; border: 1px solid #8A8075; border-radius: var(--radius-control); background: var(--paper); color: var(--ink); }
textarea { min-height: 130px; resize: vertical; }
input:focus, select:focus, textarea:focus, button:focus-visible, a:focus-visible { outline: 3px solid rgba(14, 124, 123, .38); outline-offset: 2px; }
.range-value { font-family: "JetBrains Mono", monospace; }
.result-number { display: block; margin: 1.5rem 0 .6rem; font-family: "JetBrains Mono", monospace; font-size: clamp(2.6rem, 6vw, 5.3rem); line-height: 1; letter-spacing: -.075em; }
.result-meta { color: #A9B7BE; }
.caveat { margin-top: 1.2rem; font-size: .76rem; color: var(--muted); }
.result-panel .caveat { color: #A9B7BE; }
.tool-tabs { display: flex; gap: .6rem; flex-wrap: wrap; margin-bottom: 2rem; }
.tab { border: 1px solid var(--line); border-radius: 999px; background: rgba(255, 255, 255, .7); padding: .65rem 1rem; color: var(--ink); cursor: pointer; font-weight: 700; }
.tab:hover { border-color: var(--teal); color: var(--teal-deep); }
.tab[aria-selected="true"] { background: var(--ink); color: var(--sand); border-color: var(--ink); }

.process { counter-reset: process; }
.process-step { display: grid; grid-template-columns: 72px 1fr; gap: 2rem; padding: 2.2rem 0; border-top: 1px solid var(--line); }
.process-step::after { counter-increment: process; content: "0" counter(process); position: absolute; right: 0; color: var(--muted); font-family: "JetBrains Mono", monospace; font-size: .78rem; }
.process-step { position: relative; }
.process-step h3 { margin-bottom: .7rem; }

.donut-wrap { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(3rem, 8vw, 7rem); align-items: center; }
.donut { position: relative; width: 100%; max-width: 470px; height: 470px; display: grid; place-items: center; margin-inline: auto; border: 1px solid var(--teal); border-radius: 50%; background: rgba(14, 124, 123, .06); box-shadow: 0 0 0 18px rgba(14, 124, 123, .025); }
.donut::before { content: ""; position: absolute; inset: 17%; border: 1px solid #B3A899; border-radius: 50%; background: var(--sand); }
.donut::after { content: ""; position: absolute; inset: 35%; border: 1px solid var(--teal); border-radius: 50%; background: var(--paper); }
.donut span { position: absolute; z-index: 2; width: auto; text-align: center; font-size: .7rem; line-height: 1.25; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.donut .core { top: 50%; left: 50%; transform: translate(-50%, -50%); }
.donut .middle { top: 23%; left: 50%; transform: translateX(-50%); }
.donut .outer { bottom: 8%; left: 50%; transform: translateX(-50%); }
.model-notes > div { padding: 1.35rem 0; border-top: 1px solid var(--line); }
.model-notes h3 { margin-bottom: .7rem; }

.checklist { display: grid; gap: .7rem; margin-top: 1.5rem; }
.check-row { display: flex; align-items: flex-start; gap: .8rem; padding: 1rem; border: 1px solid var(--line); border-radius: var(--radius-control); }
.result-panel .check-row { border-color: rgba(244, 239, 230, .28); background: rgba(244, 239, 230, .035); }
.check-row input { width: 20px; min-height: 20px; margin-top: .2rem; }
.progress-track { height: 8px; margin: 1rem 0 1.8rem; overflow: hidden; border-radius: 999px; background: var(--mid); }
.progress-bar { height: 100%; width: 0; background: var(--aqua); transition: width .25s ease; }

.steps { display: flex; gap: .5rem; margin-bottom: 2rem; }
.step-dot { width: 100%; height: 5px; background: var(--mid); border-radius: 999px; }
.step-dot.active { background: var(--ink); }
.step-panel[hidden] { display: none; }
.form-actions { display: flex; justify-content: space-between; gap: 1rem; margin-top: 2rem; }
.choice-grid { display: grid; grid-template-columns: 1fr 1fr; gap: .8rem; }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; pointer-events: none; }
.choice label { min-height: 80px; display: flex; align-items: center; padding: 1rem; border: 1px solid var(--line); border-radius: var(--radius-control); cursor: pointer; }
.choice input:checked + label { border-color: var(--ink); box-shadow: inset 0 0 0 2px var(--ink); }
.step-help { margin-top: .65rem; color: var(--muted); font-size: .84rem; }
.field-error { margin: .75rem 0 0; color: #A23A0C; font-size: .82rem; font-weight: 700; }

.quote-block { position: relative; padding: clamp(3rem, 7vw, 6rem); border-left: 1px solid var(--aqua); }
.quote-block p { max-width: 900px; font-family: "Nunito"; font-size: clamp(2rem, 4vw, 4rem); line-height: 1.04; letter-spacing: -.035em; }
.cta-band { position: relative; overflow: hidden; display: grid; grid-template-columns: 1fr auto; gap: 2rem; align-items: end; padding: clamp(2rem, 6vw, 5rem); border: 1px solid var(--line); border-top: 4px solid var(--teal); border-radius: var(--radius-sheet); background: rgba(255, 255, 255, .62); box-shadow: 0 8px 24px rgba(11, 31, 42, .06); }
.cta-band h2 { max-width: 760px; }
.cta-signoff { margin: 1.2rem 0 0; font-family: "Nunito", Arial, sans-serif; font-size: 1.15rem; font-weight: 750; }
.preapproval-section { padding-top: clamp(56px, 7vw, 92px); padding-bottom: 0; }
.preapproval-banner { position: relative; overflow: hidden; display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(2rem, 6vw, 5rem); padding: clamp(2rem, 5vw, 4.5rem); border: 1px solid var(--line); border-radius: var(--radius-sheet); background: linear-gradient(135deg, #fff 0%, #f4efe6 68%, rgba(127,224,212,.22) 100%); box-shadow: 0 22px 60px rgba(11,31,42,.08); }
.preapproval-banner::after { content: "✓"; position: absolute; right: -1rem; bottom: -5rem; color: rgba(14,124,123,.06); font-family: "Nunito", sans-serif; font-size: 17rem; font-weight: 900; line-height: 1; }
.preapproval-points { position: relative; z-index: 1; display: grid; align-content: center; gap: .7rem; }
.preapproval-points span { position: relative; padding: .75rem 1rem .75rem 2.6rem; border-bottom: 1px solid var(--line); font-weight: 700; }
.preapproval-points span::before { content: "✓"; position: absolute; left: .7rem; color: var(--teal-deep); }
.preapproval-points .button { width: fit-content; margin-top: 1rem; }
.notice { padding: 1rem 1.2rem; border: 1px solid var(--line); border-left: 4px solid var(--teal); border-radius: var(--radius-control); background: var(--ground); font-size: .88rem; }
.empty-state { padding: 4rem 0; text-align: center; }

.referral-intro { align-items: center; }
.referral-benefits { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius-sheet); background: var(--line); }
.referral-benefits article { min-height: 280px; padding: clamp(1.5rem, 3vw, 2.7rem); background: var(--paper); }
.referral-benefits span { display: block; margin-bottom: 3.5rem; color: var(--teal-deep); font-family: "JetBrains Mono", monospace; font-size: .78rem; }
.referral-benefits h3 { margin-bottom: 1rem; }
.referral-benefits p { color: var(--muted); }
.referral-aside::after { content: ""; position: absolute; width: 220px; height: 190px; right: -45px; bottom: -25px; background: url("assets/brand/fintank-mark-reversed.svg") center / contain no-repeat; opacity: .05; pointer-events: none; }
.partner-experience-list { position: relative; z-index: 1; display: grid; gap: .75rem; margin-top: 1.8rem; }
.partner-experience-list article { display: grid; grid-template-columns: 40px 1fr; gap: .9rem; padding: 1rem 0; border-top: 1px solid rgba(244,239,230,.16); }
.partner-experience-list span { width: 36px; height: 36px; display: grid; place-items: center; border: 1px solid rgba(127,224,212,.35); border-radius: 50%; color: var(--aqua); font-family: "JetBrains Mono", monospace; font-size: .65rem; }
.partner-experience-list h4 { margin: 0 0 .28rem; color: var(--sand); font-family: "Nunito", Arial, sans-serif; font-size: 1rem; }
.partner-experience-list p { margin: 0; color: #A9B7BE; font-size: .86rem; line-height: 1.55; }
.tier-preview { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem 5rem; align-items: center; }
.tier-preview > p { grid-column: 2; color: #A9B7BE; }
.tier-track { display: grid; grid-template-columns: repeat(3, 1fr); overflow: hidden; border: 1px solid rgba(244,239,230,.18); border-radius: 999px; }
.tier-track span { padding: .8rem .9rem; border-right: 1px solid rgba(244,239,230,.18); color: var(--sand); text-align: center; font-size: .78rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.tier-track span:last-child { border-right: 0; }
.consent-line { display: flex; gap: .65rem; align-items: flex-start; }
.consent-line input { width: auto; min-height: auto; margin-top: .25rem; }
.faq-layout { display: grid; grid-template-columns: .75fr 1.25fr; gap: clamp(3rem, 8vw, 8rem); }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { position: relative; padding: 1.35rem 2.5rem 1.35rem 0; list-style: none; cursor: pointer; font-family: "Nunito", Arial, sans-serif; font-size: 1.18rem; font-weight: 750; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: .25rem; top: 1.1rem; color: var(--teal-deep); font-size: 1.5rem; font-weight: 400; }
.faq-list details[open] summary::after { content: "−"; }
.faq-list details p { max-width: 650px; padding: 0 2.5rem 1.4rem 0; color: var(--muted); }

.reveal { opacity: 0; transform: translateY(20px); transition: opacity .65s ease var(--reveal-delay, 0ms), transform .65s cubic-bezier(.2,.7,.2,1) var(--reveal-delay, 0ms); }
.reveal.is-visible { opacity: 1; transform: translateY(0); }

.site-footer { padding: 70px 0 26px; background: var(--ink); color: var(--sand); }
.footer-grid { display: grid; grid-template-columns: 1.6fr repeat(3, 1fr); gap: 2rem; }
.footer-logo { width: 160px; margin-bottom: 1rem; }
.footer-line { color: #A9B7BE; }
.footer-signoff { margin-top: 1.5rem; color: var(--aqua); font-family: "Nunito", Arial, sans-serif; font-size: 1.15rem; font-weight: 750; }
.footer-title { color: var(--aqua); font-size: .72rem; letter-spacing: .13em; text-transform: uppercase; font-weight: 800; }
.footer-grid a { display: block; margin: .55rem 0; color: #E4DDD1; text-decoration: none; font-size: .9rem; }
.footer-grid a:hover { text-decoration: underline; }
.legal-line { display: flex; justify-content: space-between; gap: 2rem; margin-top: 65px; padding-top: 22px; border-top: 1px solid rgba(244, 239, 230, .14); color: #A9B7BE; font-size: .7rem; }
.legal-line p { margin: 0; max-width: 760px; }
.toast { position: fixed; right: 20px; bottom: 20px; max-width: 360px; padding: 1rem 1.2rem; border-radius: var(--radius-control); background: var(--ink); color: var(--sand); box-shadow: var(--shadow); opacity: 0; transform: translateY(20px); pointer-events: none; transition: .25s ease; z-index: 40; }
.toast.show { opacity: 1; transform: translateY(0); }

/* FinTank visual system: depth and motion without changing page content */
body {
  background-image:
    radial-gradient(circle at 15% 12%, rgba(127, 224, 212, .08), transparent 25rem),
    radial-gradient(circle at 88% 72%, rgba(193, 68, 14, .045), transparent 28rem);
  background-attachment: fixed;
}
.site-header { transition: min-height .25s ease, box-shadow .25s ease, background .25s ease; }
.site-header.scrolled { background: rgba(244, 239, 230, .985); box-shadow: 0 10px 35px rgba(11, 31, 42, .09); }
.site-nav > a, .nav-dropdown-button { position: relative; }
.site-nav > a::after, .nav-dropdown-button::after { content: ""; position: absolute; right: 0; bottom: .2rem; left: 0; height: 2px; border-radius: 2px; background: var(--teal); transform: scaleX(0); transform-origin: right; transition: transform .25s ease; }
.site-nav > a:hover::after, .site-nav > a:focus-visible::after, .site-nav > a.active::after, .nav-dropdown-button:hover::after, .nav-dropdown-button:focus-visible::after, .nav-dropdown-button.active::after { transform: scaleX(1); transform-origin: left; }

.hero::before, .page-hero::before { content: ""; position: absolute; inset: 0; pointer-events: none; background-image: linear-gradient(rgba(127, 224, 212, .045) 1px, transparent 1px), linear-gradient(90deg, rgba(127, 224, 212, .045) 1px, transparent 1px), radial-gradient(circle at 68% 38%, rgba(127, 224, 212, .12), transparent 26%); background-size: 64px 64px, 64px 64px, auto; mask-image: linear-gradient(to right, transparent 5%, black 45%, black 100%); }
.hero-copy h1, .page-hero h1 { position: relative; }
.hero-copy h1::after { content: ""; position: absolute; width: clamp(70px, 9vw, 124px); height: 8px; left: 0; bottom: -.8rem; border-radius: 999px; background: linear-gradient(90deg, var(--aqua), rgba(127, 224, 212, 0)); }
.hero-side { position: relative; }
.hero-side::before { content: ""; position: absolute; width: 8px; height: 8px; top: -4px; left: 0; border-radius: 50%; background: var(--aqua); box-shadow: 0 0 0 7px rgba(127, 224, 212, .1); }
.stat { position: relative; transition: padding-left .25s ease, background .25s ease; }
.stat::after { content: ""; position: absolute; width: 6px; height: 6px; right: .25rem; top: 50%; border: 1px solid rgba(127, 224, 212, .55); border-radius: 50%; transform: translateY(-50%); }
.stat:hover { padding-left: .75rem; background: linear-gradient(90deg, rgba(127, 224, 212, .06), transparent); }

.partner-rail::before, .partner-rail::after { content: ""; position: absolute; z-index: 2; top: 0; bottom: 0; width: 65px; pointer-events: none; }
.partner-rail::before { left: 0; background: linear-gradient(90deg, rgba(244,239,230,.96), rgba(244,239,230,0)); }
.partner-rail::after { right: 0; background: linear-gradient(-90deg, rgba(244,239,230,.96), rgba(244,239,230,0)); }
.partner-logo { position: relative; transition: transform .28s ease, filter .28s ease; }
.partner-logo::after { content: ""; position: absolute; right: 1.2rem; bottom: .15rem; left: 1.2rem; height: 1px; background: var(--teal); transform: scaleX(0); transition: transform .28s ease; }
.partner-logo:hover { transform: translateY(-3px); filter: saturate(1.15); }
.partner-logo:hover::after { transform: scaleX(1); }

.section { position: relative; isolation: isolate; }
.section > .shell { position: relative; z-index: 1; }
.section:not(.section-dark):not(.section-soft)::before { display: none; }
.section-soft { overflow: hidden; background-image: radial-gradient(circle at 9% 22%, rgba(14, 124, 123, .07) 0 2px, transparent 2.5px), linear-gradient(135deg, rgba(255,255,255,.55), rgba(255,255,255,0)); background-size: 24px 24px, auto; }
.section-soft::before, .section-soft::after { content: ""; position: absolute; z-index: 0; border: 34px solid rgba(14, 124, 123, .045); border-radius: 50%; pointer-events: none; }
.section-soft::before { width: 300px; height: 300px; right: -70px; bottom: -145px; }
.section-soft::after { width: 250px; height: 250px; right: 150px; bottom: -175px; }
.section-head { position: relative; padding-top: 1.25rem; }
.section-head::before { content: ""; position: absolute; top: 0; left: 0; width: 58px; height: 3px; border-radius: 99px; background: var(--teal); box-shadow: 68px 0 0 rgba(14, 124, 123, .24); }
.split > div:first-child { position: relative; padding-top: 1.4rem; }
.split > div:first-child::before { content: ""; position: absolute; top: 0; left: 0; width: 52px; height: 3px; border-radius: 99px; background: var(--teal); }

.card { position: relative; overflow: hidden; background: linear-gradient(145deg, rgba(255,255,255,.96), rgba(255,255,255,.66)); }
.card::before { content: ""; position: absolute; top: 0; right: 0; left: 0; height: 4px; background: linear-gradient(90deg, var(--teal), var(--aqua), transparent 78%); transform: scaleX(.28); transform-origin: left; transition: transform .35s ease; }
.card::after { content: ""; position: absolute; width: 78px; height: 78px; right: -39px; bottom: -39px; border: 1px solid rgba(14, 124, 123, .17); border-radius: 50%; box-shadow: 0 0 0 13px rgba(14, 124, 123, .035); transition: transform .35s ease; }
.card:hover::before { transform: scaleX(1); }
.card:hover::after { transform: translate(-8px, -8px) scale(1.08); }
.card .brand-icon { position: relative; box-shadow: inset 0 0 0 1px rgba(14, 124, 123, .08); transition: color .25s ease, background .25s ease, transform .25s ease; }
.card:hover .brand-icon { color: var(--sand); background: var(--teal); transform: rotate(-4deg) translateY(-2px); }
.card-index { position: relative; padding-left: 2.4rem; }
.card-index::before { content: ""; position: absolute; top: 50%; left: 0; width: 1.8rem; height: 1px; background: var(--line); }

.trust-grid { position: relative; }
.trust-grid::before { content: ""; position: absolute; inset: 0; pointer-events: none; background: radial-gradient(circle at 12% 50%, rgba(127, 224, 212, .09), transparent 16%), radial-gradient(circle at 88% 50%, rgba(127, 224, 212, .06), transparent 14%); }
.trust-item > .brand-icon.icon-on-dark { margin: 0 0 .85rem; align-self: center; justify-self: center; }
.trust-item > strong { width: 100%; text-align: center; }
.trust-item:hover > .brand-icon { color: var(--ink); background: var(--aqua); transform: translateY(-3px); box-shadow: 0 9px 20px rgba(127, 224, 212, .15); }

.process { position: relative; }
.process::before { content: ""; position: absolute; top: 3.6rem; bottom: 3.6rem; left: 26px; width: 1px; background: linear-gradient(var(--teal), rgba(14,124,123,.08)); }
.process-step .brand-icon { position: relative; z-index: 1; }
.process-step > div { transition: transform .25s ease; }
.process-step:hover > div { transform: translateX(8px); }
.process-step:hover .brand-icon { background: var(--teal); color: var(--sand); box-shadow: 0 0 0 8px var(--sand); }

.tool-panel, .result-panel { position: relative; overflow: hidden; }
.tool-panel::before { content: ""; position: absolute; width: 170px; height: 170px; top: -105px; right: -95px; border: 1px solid rgba(14, 124, 123, .14); border-radius: 50%; box-shadow: 0 0 0 20px rgba(14, 124, 123, .03); pointer-events: none; }
.result-panel::before { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(127,224,212,.04) 1px, transparent 1px), linear-gradient(90deg, rgba(127,224,212,.04) 1px, transparent 1px); background-size: 32px 32px; mask-image: linear-gradient(135deg, transparent, black); pointer-events: none; }
.tool-tabs { position: relative; padding-bottom: 1rem; border-bottom: 1px solid var(--line); }
.tab { transition: transform .2s ease, background .2s ease, border-color .2s ease; }
.tab:hover { transform: translateY(-2px); }
input:hover, select:hover, textarea:hover { border-color: var(--teal); }

.quote-block::after { content: ""; position: absolute; width: 240px; height: 160px; right: 4%; top: 50%; background: url("assets/brand/fintank-mark-reversed.svg") center / contain no-repeat; opacity: .055; transform: translateY(-50%); pointer-events: none; }
.cta-band::after { content: ""; position: absolute; width: 170px; height: 140px; right: 17%; top: -45px; background: url("assets/brand/fintank-mark-primary.svg") center / contain no-repeat; opacity: .035; transform: rotate(-8deg); pointer-events: none; }
.button::after { content: "↗"; margin-left: .55rem; font-size: .95em; transition: transform .2s ease; }
.button:hover::after { transform: translate(2px, -2px); }
.form-actions .button-ghost::after, .menu-button::after { display: none; }

.reviews-panel { background-image: radial-gradient(circle at 85% 25%, rgba(127,224,212,.14), transparent 18rem); }
.review-stars { filter: drop-shadow(0 4px 8px rgba(245,166,35,.16)); }
.faq-list details { transition: background .2s ease, padding .2s ease; }
.faq-list details[open] { padding-left: 1rem; background: rgba(255,255,255,.55); }

.site-footer { position: relative; overflow: hidden; }
.site-footer::before { content: ""; position: absolute; width: 420px; height: 350px; right: -100px; bottom: -130px; background: url("assets/brand/fintank-mark-reversed.svg") center / contain no-repeat; opacity: .025; pointer-events: none; }
.site-footer::after { content: ""; position: absolute; top: 0; right: 0; left: 0; height: 3px; background: linear-gradient(90deg, var(--aqua), var(--teal), var(--ember)); }
.footer-grid, .legal-line { position: relative; z-index: 1; }
.footer-compliance { position: relative; z-index: 1; margin-top: 3rem; padding-top: 1.5rem; border-top: 1px solid rgba(244,239,230,.14); }
.footer-compliance-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: .65rem 1.5rem; color: #A9B7BE; font-size: .76rem; }
.blog-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; }
.blog-card { min-height: 320px; display: flex; flex-direction: column; padding: clamp(1.5rem, 3vw, 2.2rem); border: 1px solid var(--line); border-radius: var(--radius-card); background: rgba(255,255,255,.76); box-shadow: 0 10px 30px rgba(11,31,42,.05); }
.blog-card h3 { margin: 1.5rem 0 1rem; }
.blog-card p { color: var(--muted); }
.blog-card .text-link { margin-top: auto; }
.blog-meta { display: flex; flex-wrap: wrap; justify-content: space-between; gap: .5rem; color: var(--teal-deep); font-size: .72rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.blog-locations { display: flex; flex-wrap: wrap; gap: .4rem; margin: 1rem 0; }
.blog-locations span { padding: .25rem .55rem; border: 1px solid var(--line); border-radius: 999px; color: var(--muted); font-size: .68rem; }
.article-layout { display: grid; grid-template-columns: minmax(190px, .35fr) minmax(0, 1fr); gap: clamp(2rem, 7vw, 7rem); }
.article-aside { display: grid; align-content: start; gap: 1.5rem; position: sticky; top: 120px; height: fit-content; }
.article-aside .button { width: fit-content; }
.article-body { max-width: 760px; }
.article-body p, .article-body li { font-size: 1.04rem; line-height: 1.8; }
.static-blog-nav { display: flex; justify-content: flex-end; align-items: center; gap: 1.4rem; grid-column: 2 / -1; }
.static-blog-nav a { text-decoration: none; font-weight: 700; }

@media (max-width: 980px) {
  .header-inner { grid-template-columns: 150px 1fr auto; }
  .phone-link { display: none; }
  .hero-grid, .section-head, .split, .tool-layout, .donut-wrap { grid-template-columns: 1fr; }
  .hero-side { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
  .partner-rail { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .service-grid { grid-template-columns: repeat(2, 1fr); }
  .trust-grid { grid-template-columns: repeat(3, 1fr); padding: 2rem 0; }
  .trust-title { grid-column: 1 / -1; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .site-nav { gap: .7rem; }
  .site-nav a, .nav-dropdown-button { font-size: .8rem; }
  .preapproval-banner, .tier-preview { grid-template-columns: 1fr; }
  .tier-preview > p { grid-column: 1; }
  .blog-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 760px) {
  .shell { width: min(100% - 28px, 1200px); }
  .site-header { min-height: 72px; }
  .header-inner { min-height: 72px; grid-template-columns: 1fr auto auto; gap: .7rem; }
  .brand img { width: 130px; }
  .menu-button { display: block; }
  .site-nav { display: none; position: absolute; left: 0; right: 0; top: 72px; padding: 1rem 20px 1.5rem; border-bottom: 1px solid var(--line); background: var(--sand); flex-direction: column; align-items: flex-start; }
  .site-nav.open { display: flex; }
  .nav-dropdown { width: 100%; }
  .nav-dropdown-button { width: 100%; justify-content: space-between; padding: .45rem 0; }
  .nav-dropdown-menu { position: static; width: 100%; max-height: 0; padding: 0; border: 0; box-shadow: none; opacity: 1; visibility: visible; overflow: hidden; transform: none; transition: max-height .25s ease, padding .25s ease; }
  .nav-dropdown:hover .nav-dropdown-menu, .nav-dropdown:focus-within .nav-dropdown-menu { max-height: 0; padding: 0; transform: none; }
  .nav-dropdown.open .nav-dropdown-menu { max-height: 520px; padding: .45rem 0 .2rem .5rem; }
  .nav-dropdown-menu::before { display: none; }
  .nav-dropdown-menu a { padding: .7rem .8rem; }
  .header-actions .button { min-height: 38px; padding: .45rem .7rem; font-size: .8rem; }
  .hero { min-height: auto; padding: 65px 0 0; }
  .hero::after { width: 210px; height: 180px; right: -45px; bottom: 175px; opacity: .055; }
  h1 { font-size: clamp(3rem, 16vw, 5.2rem); }
  .hero-side { grid-template-columns: 1fr; }
  .partner-rail { grid-template-columns: 1fr; margin-top: 34px; }
  .grid-2, .grid-3, .grid-4, .service-grid, .form-grid, .choice-grid { grid-template-columns: 1fr; }
  .service-grid .card { min-height: 280px; }
  .trust-grid { grid-template-columns: 1fr; }
  .trust-title { grid-column: auto; }
  .trust-item { min-height: auto; padding: 1.2rem 0; border-left: 0; border-top: 1px solid rgba(244, 239, 230, .14); }
  .brand-icon.icon-on-dark { margin-bottom: .7rem; }
  .cta-band { grid-template-columns: 1fr; }
  .donut { width: min(100%, 470px); height: min(calc(100vw - 40px), 470px); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-compliance-grid, .blog-grid, .article-layout { grid-template-columns: 1fr; }
  .article-aside { position: static; }
  .static-blog-nav a:not(.button) { display: none; }
  .legal-line { flex-direction: column; }
  .reviews-panel, .faq-layout { grid-template-columns: 1fr; }
  .review-action { padding: 1.5rem 0 0; border-top: 1px solid var(--line); border-left: 0; }
  .referral-benefits { grid-template-columns: 1fr; }
  .testimonial-scroller { grid-auto-columns: minmax(280px, 86%); }
}

@media (max-width: 480px) {
  .header-actions { display: none; }
  .header-inner { grid-template-columns: 1fr auto; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-compliance-grid { grid-template-columns: 1fr; }
  .form-actions { flex-direction: column-reverse; }
  .form-actions .button { width: 100%; }
  .process-step { grid-template-columns: 54px 1fr; gap: 1rem; }
  .process-step .brand-icon { width: 46px; height: 46px; }
  .page-hero::after { width: 170px; height: 145px; right: -50px; opacity: .05; }
  .testimonial-stage { width: calc(100% - 28px); }
  .testimonial-heading { align-items: flex-start; flex-direction: column; }
  .testimonial-scroller { grid-auto-columns: 94%; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
  .partner-track { animation: none !important; }
  .reveal { opacity: 1; transform: none; }
}